Terms of Use

By using this website or submitting a request, you agree to these terms and to our privacy policy. If you do not agree, please do not use the website or submit a request.

We may update these terms from time to time by posting a new version on this page. Continued use of the website after an update means you accept the updated terms.

We provide a free online request service that shares your information with lenders and lending partners in our network. We are not a lender, broker, agent or advisor, and we do not make credit decisions or loans.

Any loan offer, approval, rate, fee and term is determined solely by the lender. Your loan agreement is between you and the lender, and the lender is responsible for its terms, disclosures, funding, servicing and collection. We do not guarantee that you will receive an offer or that any lender will approve your request. Our advertiser disclosure explains how we are compensated.

To submit a request, you must be at least 18 years old (or the age of majority in your state), a U.S. resident and legally able to enter into a contract. You agree to provide accurate, current and complete information.

You authorize us and lenders in our network to verify the information you provide, including by obtaining consumer reports. You agree not to submit a request on behalf of another person without authority, misuse the website, attempt to disrupt its operation or use it for any unlawful purpose.

By submitting a request, you agree that we and lenders reviewing your request may contact you by email, phone and text message about your request, including through automated technology where permitted by law.

Consent to marketing calls or texts is not a condition of receiving an offer. You may opt out of marketing messages at any time by replying STOP to a text, using an email unsubscribe link or contacting us.

Content on this website, including guides, calculators, comparisons and estimates, is general information and not financial, legal or tax advice. Estimates are based on stated assumptions and may differ from actual offers.

We try to keep content accurate, but lender terms and laws change and errors can occur. The website and its content are provided "as is" without warranties of any kind, to the extent permitted by law. Links to other resources are provided for convenience only.

To the fullest extent permitted by law, we are not liable for any indirect, incidental or consequential damages arising from your use of the website, any lender's actions or any loan you obtain.

Nothing in these terms limits any rights you have under applicable consumer protection law that cannot be waived.

The website's text, design, graphics and code are owned by us or our licensors and are protected by law. You may view and print pages for personal, non-commercial use only.

Questions about these terms can be sent to [email protected], by phone at (888) 847-4150 or by mail to 8732 Ridge Boulevard, Suite 436, Frankfort, KY 40601.