About Our Personal Loan Request Service

We are a small team that runs a free online request service for personal loans. Our office is in Frankfort, Kentucky, and our job is to make comparing personal loan offers simpler and more transparent.

We started from a simple frustration: people facing an urgent bill often fill out form after form, see confusing fees and feel pressured to accept the first offer. Our service lets you submit one request that lenders in our network can review, and every offer shows the lender's name, APR, fees and total of payments before you decide. We publish practical guides alongside the form so you can understand what a fair offer looks like.

We collect your request and share it with lenders in our network; lenders decide whether to make an offer, fund the loan and collect payments. We are not a lender, broker or financial advisor.

Because we do not make loans, questions about an existing loan, such as a payoff amount or due date, go to the lender named in your agreement.

Lenders in our network pay us for requests or funded loans. That compensation does not change the price a lender offers you, and you never pay us anything.

Compensation can influence which lenders participate in our network, so we explain it plainly in our advertiser disclosure. Our independent comparison of 20 lenders on the compare lenders page is not paid placement, and it includes lenders that do not pay us.

Our standards are simple: show real numbers, label estimates, name trade-offs, never promise approval and never ask borrowers for money. Every guide is checked against a calculator before it is published.

• Honest estimates: figures use a representative 24% APR unless stated otherwise and are labeled as estimates.
• No fake social proof: we do not publish ratings, review counts or testimonials we cannot verify.
• Disclosed pen names: blog authors write under pen names used by our content team, which each post discloses.
• Cheaper options first: our guides point out payment plans, credit unions and other lower-cost choices when they fit.
• Safety: we explain how to verify any lender's license and spot scams.

You can reach our team by email or phone during business hours with questions about the request process, our content or your data. We aim to reply to emails within one business day.

Our address is 8732 Ridge Boulevard, Suite 436, Frankfort, KY 40601. Call (888) 847-4150 or email [email protected]. More details are on our contact page, and our how it works page explains each step of a request.